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They also had a flawless, ten-year history of paying their debts on time. They had more than sufficient funds to cover their r2500 cash loans costs and down payment. They were, by most standards, well-qualified borrowers. Five days before their scheduled closing date, the loan underwriter raised a red flag and put the process on hold.
At first, he said the borrowers would need two months worth of cash reserves to close the loan. We were surprised by this, since we had asked about it in advance, said Melinda.
6 Bachelor's degree or higher: 25. 6 Graduate or professional degree: 8. 5 Unemployed: 6. 9 Mean travel time to work (commute): 23. 0 minutes. For population 15 years and over in Bay St. Louis city: Never married: 28. 7 Now married: 46. 5 Separated: 4.
50 percent of car value: While the maximum loan amount varies, the amount a person can receive for a r2500 cash loans loan is never more than half of their cars value. One paycheck: Payday loans can be for any amount, but they are traditionally only written in the amount of one full paycheck (or less) so borrowers will have the money in their account when their check is cashed.
Length of loan. Title and payday loans are short-term loans, meaning borrowers get the money quickly but also have r2500 cash loans pay back the amount they owe with interest in a limited amount of time.
The length of time a borrower has to pay back their loan varies from lender to lender, but there are some industry standards. 30 days: A common amount of time allowed for title loan repayment is 30 days.