Pay close attention to fees and consequences of nonpayment. Will the company allow you to make arrangements if you cannot pay. Keep your documentation. Many consumers said they started receiving calls from collections agencies years after they paid off a payday loan. Some of these calls were simple errors; others were attempts by scammers to collect a debt that is not owed.
Protect yourself by having documentation that all loans were paid in full. Know where to turn. If you feel a lender has committed fraud or taken advantage of you, file a complaint with BBB, the FTC and the Missouri or Illinois Attorney General, depending on where you live.
For your convenience, we at Montana Capital Car Title Loans in San Jose have all the information ready for you online. Go to our website and complete the online contact form. Our online contact form has the basic information needed to your application. Submit it to our head office and when our office is open, one of our staff members will review it and call you to complete the application. During the process, our staff member will ask you questions about your financial situation and will verify that you are able to repay back the loan.
Once your application is completed, you will be pre-approved for a loan. Our employee will schedule a time for you to attend one of our branches. You will be asked to bring with you some papers such as ID card, Proof of income, car title. If all goes well, well sign a car title loan agreement and you will get the cash you need.
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REPRESENTATIVE EXAMPLE. If you borrowed 2,000 over a 12 month period and the loan had a 3 arrangement fee (60), your monthly repayments would be 189. 12, with a total payback amount of 2,269.