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99 to 29. One of the downsides to using Peerform, though, is that it can take up to two weeks to receive funding. So, if you need cash fast, this may not be the best platform for you. Additionally, there are fees associated with the loans, such as a 1-5 origination fee, and loans are only available to residents of 42 states. Reasons to Sign up. Reasons to Sign up. Reasons to Avoid. Reasons to Avoid. APRs as low as 5. 99 to 29.
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